About Our Company 

      I established the concept of i³ Solutions, Inc. in 1998.  After finding myself out of work and unable to pay my bills, I was forced to file bankruptcy.  With a new job and no form of transportation, I applied for a car loan and was denied.  I realized I was in a very unpleasant predicament and desperately needed to find a solution to help me overcome my adversities.

      Determined to re-establish my credit, I spent thousands of dollars with organizations that claimed to be able to repair my credit.  After receiving little results, I took it upon myself to research the Federal Fair Credit Reporting Act in its entirety.  Spending countless hours over the next year and a half, I developed an exceptional working knowledge of the credit reporting system and the laws and statutes that govern creditors and credit reporting agencies.  While working to restore my own credit, not only was I able to overcome my bankruptcy in less than six months, I was able to develop a systemized approach in disputing negative credit listings, making it cost effective and extremely efficient at the same time.  I then used this system to help out family members and friends.  Witnessing the results they too received, I realized I could assist anyone with less than perfect credit.

      Based on my own experiences, I found that repairing one’s credit was very important, but not the entire solution.  Americans must not only establish and maintain a great credit rating, but must also understand how to use their credit wisely, not as a means, but as a tool, to avoid making the same damaging mistakes in the future.

      At i³ Solutions, we dedicate our efforts in changing the lives of our clients, while helping them build bright, new futures. 
 

Merle E. Schwalen, III

     President/CEO